Water still coming in? Do this first.

Shut off the water at the source, and do not enter standing water until power to that area is off from a dry position. Full checklist: what to do in the first 24 hours. Choosing carefully matters, but not more than stopping the water and staying safe.

How to choose a water damage restoration company in five minutes

You are probably reading this while a wet floor gets wetter, so here is the compressed version. Ask four things on the phone:

  1. "Are the technicians who will be in my home IICRC certified, and in what?" The answer you want names a certification, usually Water Damage Restoration Technician, sometimes Applied Structural Drying. A vague "we're fully certified" is not an answer.
  2. "How soon can someone be here?" Every hour matters. A crew on site in three hours usually beats a better-reviewed crew that arrives Thursday.
  3. "Will you give me daily moisture readings in writing and a written scope before demolition?" Yes or no. There is no third answer.
  4. "If mold is involved, who holds the Florida mold remediator license?" Over 10 square feet, that license is required by state law.

Then read whatever they hand you before you sign it. That is the whole guide. Everything below is why. The rest of this page explains why each of those questions is the one that separates a competent company from an expensive one.

Do I Need a Plumber or a Restoration Company?

This is the first question, it gets asked more than any other on this page, and the answer surprises people: on most losses you need both, and they do not do each other's work. A plumber fixes what failed. A restoration company dries what got wet. Neither is licensed or equipped for the other half, and hiring one and assuming the other is included is how a house gets repaired and then gets wet again.

 Plumber, or the relevant tradeRestoration company
What they are forFixing the thing that failedDrying the building the water got into
CredentialLicensed plumbing contractor under Chapter 489, Florida Statutes. HVAC and electrical are separate licenses againFlorida has no dedicated license for the drying itself. IICRC certification of the technicians is the credential to ask for
They arrive withTools and replacement partsExtraction equipment, air movers, dehumidifiers, moisture meters
You end up holdingA repaired pipe, fitting or fixtureA drying log showing materials reached a documented dry standard
Call first whenWater is running right now and you cannot stop it at the shut-offThe water has stopped but the building is wet
They will notDry your walls, run equipment, or document moistureRepair the plumbing, the AC or the roof. Different licenses

The order matters more than the choice. If water is moving, the first action is the shut-off valve, then whichever trade can stop the source, then the drying crew. If the water has already stopped, the drying crew is the urgent call, because the clock in how fast mold grows starts when the material gets wet, not when you decide who to phone.

One Florida-specific correction to the mental model. A very common household water loss here is not a burst pipe at all, it is a clogged air conditioning condensate line, and a plumber is the wrong trade for it. That one is HVAC. The failure is described in AC drain line water damage.

Who to Call for Water in Wall Cavities

Water inside a wall is the version of this question with the least visible information attached, so work it in this order.

  1. Is anything running? If you can hear water, or the meter is moving with every fixture closed, the source is live. Shut the main and call the trade that owns it: plumbing for supply and drain lines, HVAC for condensate, roofing for anything that only appears in rain.
  2. If nothing is running, find the source before you hire the fix. A wet wall with no active leak is usually intermittent, or the water entered somewhere else and traveled. The systematic version of that search is in how to find a hidden water leak.
  3. Then call the drying crew, and call them regardless. A wall cavity does not dry on its own in Florida humidity, and painting over it does nothing. This is the part homeowners skip, because the repaired pipe feels like the end of the job.
  4. If it has been wet for a while, the mold question arrives with it. Over 10 square feet, anyone performing mold assessment must hold a Florida Mold Assessor license and anyone performing the removal must hold a Mold Remediator license, and the two generally cannot be the same firm. Which is which is in the license table below.

What IICRC certification actually means

IICRC stands for the Institute of Inspection, Cleaning and Restoration Certification. It is a non-profit founded in 1972 that does two distinct things, and it helps to keep them separate in your head.

It writes the standards. The IICRC develops the consensus documents the industry works from, including ANSI/IICRC S500, the Standard for Professional Water Damage Restoration. S500 is where the water categories, the drying principles, and the documentation expectations come from. When a technician says you have "a Category 2 loss," they are speaking S500.

It certifies people. To become certified, an individual attends an approved course, passes a written examination, and maintains continuing education. The IICRC reports more than 49,000 active Certified Technicians and more than 6,500 Certified Firms worldwide.

Two distinctions worth knowing:

  • Certified Technician vs. Certified Firm. A firm can advertise as an IICRC Certified Firm; that is a business-level designation with its own requirements. What you care about is whether the people physically in your house are individually certified. Ask about the crew, not the logo.
  • Certification is not a license. IICRC is a private credential. Nobody goes to jail for drying a house without it. It is a proxy for training, and in an industry where the state does not license the drying work itself, it is the most useful proxy available.
How to actually verify it

Ask for the technician's certification number and the certifications held, then confirm through the IICRC's public verification tool rather than relying on a card or a website badge. A company that is proud of its training will read you the number without being asked twice. The number that matters belongs to the technician who will be standing in your hallway at nine on a Sunday night, not to the estimator who came out with a clipboard.

Restoration, mitigation and cleanup: three words, three different jobs

Companies use these interchangeably in advertising. They are not interchangeable on an invoice, and knowing which one you are buying is the difference between comparing two quotes and comparing two different scopes of work.

Water damage mitigation is the emergency phase: stopping the spread, extracting standing water, removing what cannot be dried, and running equipment until the structure reads dry. A water mitigation company that stops there has done its job. Water damage cleanup usually describes the same phase in plainer language, and emergency water damage cleanup is that phase at speed. Water damage restoration in the strict sense is what comes afterwards: the drywall, paint, flooring and trim going back in.

Most residential water damage restoration companies in Florida sell the mitigation and either subcontract or separately quote the rebuild, which is why the total usually arrives as two invoices rather than one. That split is broken down in our cost guide.

What 24 hour and same day water damage service actually promises. Nearly every water restoration company advertises 24/7 availability. What varies is what happens when you call at two in the morning: whether a person answers, whether a truck with extraction equipment is dispatched or an estimator arrives at nine, and whether equipment is running that night. Ask it as a direct question. The EPA's 24 to 48 hour window is not a marketing figure, and a company that answers at 2 a.m. but starts drying on Tuesday has already cost you the part that mattered.

Which Florida licenses cover which work

A single water loss can touch four regulated trades. One company may hold several of these, or subcontract; either is normal. What is not normal is a company that cannot tell you which one applies. The split you meet most often in Florida is a drying crew with IICRC certified technicians, a separately licensed remediator if mold crosses the threshold, and a general contractor for the rebuild, each of them invoicing you separately.

The workWhat Florida requiresWhat to ask for
Extraction and structural drying (water removal, air movers, dehumidifiers, monitoring) No dedicated state restoration license for the drying itself. Businesses still need local registration, insurance, and workers' compensation coverage. IICRC certification of the technicians, proof of general liability and workers' comp.
Mold assessment (inspection, sampling, writing the protocol) on more than 10 sq ft State Mold Assessor license under Chapter 468, Part XVI, Florida Statutes, issued by DBPR. License number, verified on the DBPR website.
Mold remediation (removal) on more than 10 sq ft State Mold Remediator license under the same chapter. Also note § 468.8419: the assessor and the remediator generally cannot be the same company within 12 months on the same structure. License number, and confirmation that the assessment was done by a different firm.
Rebuild (drywall, cabinets, flooring, structural repair) Licensed or registered construction contractor under Chapter 489, Florida Statutes. Contractor license number, and a separate written contract for the rebuild scope.
The plumbing, electrical or HVAC repair that caused the loss Licensed plumbing, electrical or HVAC contractor as applicable. The trade license number for whoever fixes the cause, not just the water.

The last row is where homeowners lose money quietly. A drying crew dries. If nobody replaces the failed supply line or clears the condensate drain, the house gets wet again, and the second loss is a new event with new costs. Ask who is doing that repair and when, and get the answer while the equipment is still in the house, because once the mitigation invoice is closed the phone stops being answered as quickly.

Water Damage Restoration License in Florida

The short version, because it is the thing people most often assume wrongly: Florida does not issue a water damage restoration license. There is no state credential for extracting water, placing air movers or drying a structure. A company can legally do that work tomorrow without any state license specific to it.

What Florida does license are the pieces around it, and the table above is the map. Mold assessment and mold remediation over 10 square feet each require their own DBPR license under Chapter 468, Part XVI. The rebuild requires a construction contractor licensed or registered under Chapter 489. The plumbing, electrical or HVAC repair that caused the loss requires the relevant trade license. Depending on the trade and the size of the business, local registration, general liability insurance and workers' compensation coverage may apply on top of that, and Florida's workers' compensation requirements in particular turn on the industry and the number of employees. Ask which apply to the company in front of you and ask to see the certificates.

So when a company advertises that it is licensed and insured, that sentence is true and nearly empty on its own. The useful follow-up is which license, for which part of my job, held by whom, and what is the number. A company that intends to do all four pieces should be able to produce a number for each.

How to Verify a Contractor License in Florida

Verification takes about two minutes and you can do it while the estimator is still in your driveway. The Florida Department of Business and Professional Regulation runs the public record, and it gives you three ways in.

  1. Get the exact name and the license number before the person leaves. The legal business name, not the name on the truck, because those differ more often than you would expect.
  2. Open the DBPR licensee search. You can search by name, by license number, by city or county, or by license type. Searching by number is the fastest and leaves the least room for a near-match to fool you.
  3. Read what comes back. DBPR returns the licensee's name, the professional designation, the address, and the license status. Match all four against the person standing in front of you. A license in someone else's name that the company is working under is a different arrangement from the one you thought you were buying.
  4. If the search is ambiguous, call. DBPR's Customer Contact Center is on (850) 487-1395, and there is a DBPR mobile app that does the same lookup.
  5. Do it once per trade. The drying crew, the mold remediator and the rebuild contractor are three separate lookups, and on a job that involves all three they are frequently three separate companies.

One thing the search will not do is tell you whether the company is any good. It tells you whether they exist, in what capacity, and whether the state currently recognizes them. That is a floor, not a recommendation, and it is worth exactly as much as the questions in the next section.

Twelve Questions to Ask a Water Damage Restoration Company

  1. Are the technicians coming to my home IICRC certified? In what, and can I have the numbers?
  2. How soon can you have equipment on site?
  3. What category do you think this water is, and what makes you say that?
  4. Will you take moisture readings on day one and give me a copy every day?
  5. What is your written scope? What exactly are you removing, and where do the cuts stop?
  6. How many air movers and dehumidifiers, for how many days, and what is the daily rate for each?
  7. Who is fixing the cause of the leak, and are they licensed for that trade?
  8. If mold is found over 10 square feet, who holds the Florida remediator license: you or a subcontractor?
  9. Are you carrying general liability and workers' compensation? Can I see the certificates?
  10. What is your policy if I want a second opinion before demolition begins?
  11. Do you do the rebuild too, or only the mitigation? If both, are they separate contracts?
  12. What am I signing, and can I take ten minutes to read it?

Nobody legitimate is annoyed by these. A restoration manager who has been doing this for a decade answers all twelve in under five minutes, because they get asked every week. Watch the pauses.

Should I Get Multiple Estimates for Water Damage?

The honest answer splits in two, and which half applies to you depends entirely on whether the water has stopped.

While the building is wet, weigh the delay against the saving. Waiting for a second opinion costs hours, and those hours run against the EPA's 24 to 48 hour window, after which the conversation stops being about drying material and starts being about removing it. That is the trade to think about, and it is a real trade rather than a rule: a same-day second estimate costs you very little, while waiting until Thursday for one can cost a great deal. Use the twelve questions above to establish competence in the ten minutes you actually have, and get a crew moving.

Say the obvious thing out loud here, because we have an interest in it. We are paid a flat referral fee when we connect you with a licensed professional, and that fee does not change with the size of the job or with whether you hire anybody. We would still rather you called two companies than made a decision you regret. You are free to hire anyone, including firms we have no relationship with.

On the rebuild, absolutely yes. The second invoice is a construction job. It is not time-critical the way drying is, the scope is written down and comparable, and the spread between contractors on the same rebuild scope is far wider than anything you will see on mitigation. Two or three written quotes for that half is ordinary, sensible practice and nobody will blink at it.

There is a middle path on a large mitigation that people rarely think of. Once the equipment is running and the clock is no longer against you, you can ask a second company to review the written scope. That buys you a second opinion on what is being removed without buying any delay at all, and it is the point at which a scope gets challenged usefully, before the demolition rather than after the invoice.

One condition on all of it: two numbers are only comparable if they describe the same written scope. A cheaper quote that dries in place what the other one is removing, or that stops at mitigation while the other includes the rebuild, is not a better price. It is a different job. Make them quote the same scope or do not compare them.

Restoration company red flags: when to end the conversation

  • They showed up without being called. A truck in your driveway an hour after a loss, uninvited, is a marketing operation before it is a restoration operation. After a named storm whole neighborhoods get canvassed this way, which is a fair part of why Florida keeps writing statutes about contractor conduct.
  • They offer to pay, waive, or "take care of" your deductible. Under Florida Statutes § 489.147, it is insurance fraud punishable as a third-degree felony for a contractor to knowingly or willfully, and with intent to injure, defraud, or deceive, pay, waive, or rebate all or part of an insurance deductible applicable to payment for repairs to property covered by a property insurance policy. This one is not a judgment call.
  • They want to handle your insurance claim for you. Under Florida Statutes § 626.854, negotiating or settling a claim on your behalf for compensation is the work of a licensed public adjuster, and unlicensed adjusting is a third-degree felony. A contractor can document their own work and talk about their own invoice. Someone who offers to "deal with the adjuster and get you a bigger number" is describing a licensed activity.
  • They want a large deposit before any work is done.
  • They want to start demolition before anything is photographed or a scope is written.
  • They lead with fogging or spraying instead of removing wet material. Antimicrobial application has a place; it is not a substitute for extraction, removal, and drying.
  • They will not commit to a daily equipment rate or cannot say how many days.
  • The pressure is on the signature, not on the water. Urgency about your wet floor is appropriate. Urgency about your pen is not.
  • No physical address, no local license, a phone number that rings to voicemail.
  • The same company wants to both test for mold and remove it. Florida law generally prohibits this within a 12-month window for licensed assessors and remediators, for the obvious reason.

The paperwork you will be handed

Usually within the first hour, usually while you are stressed and standing in a wet hallway. Photograph every page before you sign anything. Nobody hands you a stack of contracts on a good day, which is precisely why they arrive on this one, and ten minutes spent reading them in the driveway costs less than almost any single line on the rate sheet. Here is what the documents typically are:

  • Work authorization. Permission to enter and begin emergency mitigation. Reasonable enough. Look hard at what it authorizes, whether it caps anything, and whether it silently signs you up for the rebuild as well as the drying.
  • Scope of work. What is being removed, what is being dried, what equipment is being placed and for how long. Get this in writing before demolition, not after.
  • Rate sheet. Per-day charges for air movers and dehumidifiers, labor rates, after-hours rates. Equipment left running for extra days is the most common source of invoice disputes. Count the machines yourself on the day they go in, write the number down, and count them again the day they come out, because the invoice gets built from a number somebody wrote on a clipboard.
  • Direction to pay. Instructs your insurer to pay the contractor directly from claim proceeds. Different from an assignment, since you keep your claim, but read it anyway.
  • Assignment of benefits. Under Florida Senate Bill 2-A, assignment of post-loss benefits under a residential property insurance policy issued on or after January 1, 2023 is prohibited, and any attempt to assign is void and unenforceable. If a document like this appears, that is a signal to slow down and get advice from a licensed professional or an attorney before signing anything.
Where our lane ends

We can tell you what these documents are called and what they generally do. We cannot advise you on your insurance policy, on whether a particular loss is covered, or on how to present a claim. Under Florida law that is the work of a licensed agent, a licensed public adjuster, or an attorney. If a document has money and your policy in it, that is who should be reading it with you.

What a Restoration Company Should Charge

Restoration is priced by the size of the wet area, the category of water, how many days of equipment it takes, and how much has to be removed rather than dried. Published 2026 figures, both national — neither publisher issues a Florida-specific set:

Line itemPublished 2026 range (national)What moves it
Category 1 (clean water) mitigationAbout $3.50 per sq ft (Angi); $4–$6 (HomeGuide)Square footage affected, days of drying
Category 2 (grey water) mitigationAbout $5.25 per sq ft (Angi); $6–$9 (HomeGuide)How much porous material has to come out
Category 3 (black water) mitigationAbout $7.50 per sq ft (Angi); $9–$12 (HomeGuide)Containment, PPE, disposal, full removal of porous materials
Whole-job total$2,000–$6,000 (HomeGuide); average $3,868 in a $450–$16,000 spread (Angi)Mitigation is only part of this. Rebuild is billed separately
Mold remediation, if requiredAn additional $1,200–$3,800 (Angi)Area affected, containment, clearance testing
Severe or long-neglected lossesAbove the typical bands: Angi's range runs to $16,000, and HomeGuide reports outliers to $100,000Structural damage, multiple rooms, sub-floor replacement

Two notes on reading that table. First, these are national survey figures published by cost-data services, not quotes. Your house is not an average. Second, the single biggest cost variable is not the company you pick; it is how many hours passed before someone started drying. A loss addressed at hour two and the same loss addressed at hour sixty are different jobs with different invoices.

What a good job looks like at the end

When the equipment comes out, you should be holding:

  • A drying log with dated moisture readings showing materials reaching a documented dry standard, compared against an unaffected reference area.
  • A written record of what was removed and where cuts were made, with photographs.
  • An itemized invoice matching the rate sheet you were shown, with equipment days you can count.
  • A clear statement of what caused the loss and whether that cause has been repaired, by whom, under what license.
  • If mold was involved, the remediation protocol and the clearance result, from an assessor who is not the remediator.

If those five things exist, you can hand the whole packet to whoever needs it next (your insurer, a buyer, an inspector) and the work speaks for itself. If they do not exist, ask for them before you pay the final invoice, not after.

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Common questions

What does IICRC certification actually mean?

The IICRC is the Institute of Inspection, Cleaning and Restoration Certification, a non-profit standards and certification body founded in 1972. It writes the industry standards, including ANSI/IICRC S500 for water damage restoration, and certifies individual technicians who complete an approved course and pass a written exam. It reports more than 49,000 active Certified Technicians and more than 6,500 Certified Firms worldwide. It is a private credential, not a government license.

Do I need a plumber or a restoration company?

On most losses you need both, because they do not do each other's work. A plumber fixes the component that failed and is licensed under Chapter 489 of the Florida Statutes to do it. A restoration company dries the building the water got into, and Florida issues no dedicated license for that work, which is why IICRC certification of the technicians is the credential to ask about. The order matters: stop the source first, then dry. Note also that a very common Florida water loss is a clogged air conditioning condensate line, and that one is HVAC rather than plumbing.

How do I verify a contractor license in Florida?

Get the legal business name and the license number before the estimator leaves, then use the Florida Department of Business and Professional Regulation licensee search at myfloridalicense.com. You can search by name, by license number, by city or county, or by license type. The result returns the licensee's name, the professional designation, the address and the license status, and all four should match the person in front of you. DBPR also takes verification calls on (850) 487-1395 and publishes a mobile app that does the same lookup. Check once per trade, because the drying crew, the mold remediator and the rebuild contractor are often three different companies.

Should I get multiple estimates for water damage?

Yes, where time allows, on both halves. Call more than one company and compare what each will put in writing: scope, how many days of equipment, and whether daily moisture readings are documented. The one real constraint is that the EPA's 24 to 48 hour drying window is running while you decide, so make the calls in parallel rather than in sequence and do not let a wet building sit for days waiting on quotes. The rebuild is not time-critical in the same way, and the spread between contractors on an identical scope is wider there, so two or three written quotes are ordinary practice. Two numbers are only comparable if they describe the same written scope. We are paid a flat referral fee when a reader contacts a contractor through this site, which is why we say this plainly: compare.

Is IICRC certification required by law in Florida?

No. It is voluntary. Florida licenses mold assessors and mold remediators for work on areas larger than 10 square feet, and licenses construction contractors for rebuild work, but the extraction and drying itself is not covered by a dedicated state restoration license. That gap is precisely why the private credential is worth asking about.

How much should water damage restoration cost in Florida?

Published 2026 cost data is national; neither publisher issues a statewide Florida set. HomeGuide puts a typical job at $2,000 to $6,000; Angi reports an average of $3,868 inside a $450 to $16,000 spread. Per square foot of mitigation, Angi gives about $3.50 for clean water, $5.25 for grey and $7.50 for black, while HomeGuide runs higher at $4 to $6, $6 to $9 and $9 to $12. Neither published survey states how a total splits between mitigation and rebuild, so ask for both scopes in writing rather than assuming a ratio. Any figure quoted before someone has walked the house is a guess, and should be treated as one.

Should I use the company my insurer recommends?

You are generally free to choose who works on your home, and many carriers maintain preferred vendor programs that can genuinely speed things up. We are not licensed to advise you on your policy or your claim, so read your own policy language and ask your carrier or your own licensed agent how their program works — including who is responsible for the work — before you decide.

What is an assignment of benefits, and should I sign one?

An assignment of benefits transfers your post-loss insurance rights to a vendor, who can then deal with the insurer directly. Florida changed this in 2022: under Senate Bill 2-A, assignment of post-loss benefits under a residential property insurance policy issued on or after January 1, 2023 is prohibited and any attempt to assign is void and unenforceable. If someone hands you a document like that, stop and get advice from a licensed professional or an attorney.

Is it legal for a contractor to offer to cover my deductible?

No. Under Florida Statutes § 489.147, it is insurance fraud punishable as a third-degree felony for a contractor to knowingly or willfully, and with intent to injure, defraud, or deceive, pay, waive, or rebate all or part of an insurance deductible applicable to payment for repairs to property covered by a property insurance policy. An offer to make your deductible disappear is a reason to end the conversation, not a discount.


Keep reading

Sources

  1. Institute of Inspection, Cleaning and Restoration Certification, About the IICRC (founding, certification process, and the number of Certified Technicians and Certified Firms)
  2. Institute of Inspection, Cleaning and Restoration Certification, IICRC standards (ANSI/IICRC S500, Standard for Professional Water Damage Restoration)
  3. Florida Department of Business and Professional Regulation, Mold-Related Services FAQs (the 10-square-foot licensing threshold under Chapter 468, Part XVI)
  4. Florida Department of Business and Professional Regulation, Licensee Search (search by name, license number, city or county, or license type)
  5. Florida Department of Business and Professional Regulation, How to Verify a License (verification portal, Customer Contact Center number, and the fields returned)
  6. The Florida Senate, Florida Statutes § 468.8419 (separation of mold assessment and remediation)
  7. The Florida Senate, Florida Statutes § 489.147 (prohibited property insurance practices and deductible rebating)
  8. The Florida Senate, Florida Statutes § 626.854 ("public adjuster" defined, and prohibitions on unlicensed adjusting)
  9. U.S. Environmental Protection Agency, A Brief Guide to Mold, Moisture and Your Home (the 24 to 48 hour drying window)
  10. HomeGuide, Water Damage Restoration Cost (2026) (national typical range and per-square-foot figures by water category)
  11. Angi, Water Damage Restoration Cost [2026 Data] (national average, range, and per-square-foot figures by water category)

What FloodReady Florida is, and is not. We are a consumer information site. We are not a water damage restoration contractor, we are not a licensed mold assessor or mold remediator, we are not an insurance agency, agent, broker, or public adjuster, and we do not perform any work on your home. Nothing here is insurance, legal, or engineering advice, and nothing here is a recommendation of any specific company.

How we make money. If you ask to be contacted, we pass your details to one independent, appropriately licensed third-party professional serving your ZIP code. We are paid a flat referral fee, fixed in advance, that does not depend on whether you buy anything or on the size of any job. We receive no commission, override, or payment contingent on a sale. You are free to hire anyone you like, including companies we have no relationship with.

Statutes, licensing requirements and published cost data change. Verify current license status through the Florida Department of Business and Professional Regulation and confirm pricing with the professional you hire.